What We Offer

Nelson and Associates Insurance Can Quote Plans in Florida, Georgia, Arkansas, Michigan, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Kentucky, Louisiana, Missouri and Mississippi!

Important Dates for Open Enrollment (according to healthcare.gov)

• November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Health Insurance Marketplace®. Coverage can start as soon as January 1.
• December 15: Last day to enroll in or change plans for coverage to start January 1.
• January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
• January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a Special Enrollment Period.
• February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

According to Healthcare.gov, You Can Still Get  Health Insurance 2 Ways:

• If you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, having a baby, or based on estimated household income.
• If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time.

Consider your health needs and budget when choosing between a PPO and HDHP. A PPO plan offers a broad network but is typically more costly. An HDHP suits healthier individuals with lower premiums, though there is a higher initial out-of-pocket cost.

The first day you are able to enroll, change plans or re-enroll in Original Medicare is October 15th. Changes can be made from October 15th - December 7th each year. All changes made during AEP will be effective January 1st of the following year. 

Employers with 50 or more full-time employees are required by the Affordable Care Act to offer an affordable healthcare plan to all employees and contribute 50% of the monthly premium. If you have less than 50 employees, we offer cost-effective ways to provide healthcare benefits to your employees.

Explore different health insurance plans to find options that balance coverage with cost. Consider high-deductible health plans (HDHPs) paired with Health Savings Accounts (HSAs) to give employees more control over their healthcare expenses.